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FlowNoc

Features

Payment infrastructure built around direct settlement.

From invoice creation to on-chain confirmation, FlowNoc gives your application a structured payment lifecycle without taking custody of merchant funds.

Hosted checkout

Customers open a FlowNoc-hosted payment page. They choose an available network and token, then send funds to the merchant wallet shown on that page.

You can create the checkout from the dashboard or the API. Optional network lock skips the picker and opens the payment screen directly.

Customer flow

  1. Open hosted checkout
  2. Select network and token
  3. Send the displayed amount to the merchant wallet
  4. Wait while FlowNoc verifies confirmations

Payment verification

FlowNoc attributes an on-chain transfer only when destination, network, token and amount match the invoice, then waits for the required confirmations.

Destination
✓
Network
✓
Token
✓
Amount
✓
Confirmations
14 / 15

Payment outcomes

Every invoice moves through a visible operational lifecycle.

  1. Pending
  2. Detected
  3. Confirming 14 / 15
  4. Paid
Underpaid

A valid payment arrived below the paid band. One transaction credit is consumed. The processing fee uses the verified received USD.

Overpaid

A valid payment arrived above the paid band. One transaction credit is consumed. Excess crypto still settles to your wallet.

Expired

The invoice window ended without a qualifying payment. No transaction credit is consumed.

Merchant wallets

You configure receiving addresses in FlowNoc. Customers pay those addresses. FlowNoc never holds the funds and never asks for a private key or seed phrase.

Payment path

Customer

Blockchain

Merchant wallet

FlowNoc

Observes / verifies payment

Funds do not pass through FlowNoc

Customer pays your wallet. FlowNoc verifies the payment. Your application gets the result.

API and webhooks

Create invoices programmatically, send customers a hosted checkout URL, then automate fulfillment from signed payment events.

Events: invoice.paid, invoice.underpaid, invoice.overpaid.

Read the API docs

Multi-network operation

Configure the networks and payment assets your business accepts.

BNB Smart Chain Ethereum Polygon Base TRON Bitcoin

Start accepting crypto without giving up custody.

Create invoices, verify on-chain payments, and receive funds directly to wallets you control.